Disclaimers

Thomas Murray Network Management Ltd.

Analytical and research services provided by Thomas Murray Network Management Limited (TMNM) are the result of separate activities designed to preserve the independence and objectivity of these services. TMNM's analytical and research services, include Risk Assessments of post-trade counterparties and capital market infrastructures (including custodian, depositary and correspondent banks, prime brokers, capital market infrastructures, central securities depositories, central counterparties, and transfer agents) are solely statements of TMNM's opinion and are not statements of fact or recommendations to appoint or utilise any service provider. Accordingly, any user of TMNM's analytical and research services should not rely on any such services in making any decision to appoint any service provider. TMNM's analytical and research services are based on information received by it. Affiliated companies of TMNM may have information that is not available to TMNM.

TMNM has established policies and procedures to maintain the confidentiality of non-public information received during the analytical and research process. TMNM receives compensation for its analytical and research services, including for Risk Assessments. Such compensation is typically paid by the client of the service provider or via a subscription to TMNM's analytical and research services.


General

TMNM's analytical and research services and other information are based upon information that TMNM considers to be reliable, but neither TMNM nor its affiliated companies warrant the completeness, accuracy or adequacy of such analytical and research services, which should not be relied upon as such. Assumptions, opinions and estimates constitute TMNM’s judgment as of the date of the material and are subject to change without notice. Neither TMNM nor its affiliated companies are responsible for any errors or omissions or for results obtained from the use of this information. Past performance is not necessarily indicative of future results. This material is not intended as an offer or solicitation for the purchase or sale of any security or other financial instrument or to appoint any service provider. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue. As TMNM's analytical and research services are general in nature, they cannot take into account your specific needs, investment objectives or financial situation. Accordingly, TMNM's analytical and research services are intended to support you in your own research and analysis of post-trade counterparties and capital market infrastructures and not a substitute, TMNM's analytical and research services are not intended as recommendations of particular markets, securities, financial instruments or service providers. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice.


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